Banking Services

Dynamic Banksoft CBS : A robust Core Banking Solution (CBS) that integrates multiple banking functions, enabling real-time transactions, centralized data management, and automated financial services across all branches. It supports savings accounts, loans, deposits, and customer management.
Dynamic Financial Inclusion : A digital platform designed to expand banking access to underserved populations. It enables doorstep banking, mobile-based financial services, and biometric authentication to facilitate secure transactions for rural and unbanked customers.
Dynamic Head Office : An enterprise-level banking management system that allows head offices to monitor and control all branch activities. It provides real-time analytics, compliance management, and decision-making tools for better governance.
Dynamic PACS : A specialized solution for Cooperative Banks and PACS to manage agricultural loans, credit distribution, and member accounts efficiently. It streamlines loan processing, subsidy management, and financial reporting for rural banking institutions.
Dynamic Microfinance : A digital microfinance management system that simplifies lending processes for small businesses and self-help groups. It enables quick loan disbursements, repayment tracking, and interest calculations, ensuring financial inclusion at the grassroots level.
AePS (Aadhar Enabled Payment System) : A secure payment system that allows customers to perform banking transactions using Aadhaar authentication. It supports cash withdrawals, balance inquiries, and fund transfers through biometric verification at banking agents or business correspondents.
CIBIL Interface : A seamless integration with CIBIL (Credit Information Bureau India Limited) that allows financial institutions to fetch credit scores and reports instantly. It helps banks assess the creditworthiness of individuals and businesses before granting loans.
CIBIL Credit Report : A detailed credit report service that provides insights into a customer’s credit history, outstanding loans, and repayment behavior. This enables banks to make informed lending decisions and mitigate financial risks.
LOS (Loan Origination System) : An automated loan processing system that manages the entire lifecycle of a loan – from application and verification to approval and disbursement. It reduces paperwork, enhances efficiency, and ensures compliance with regulatory guidelines.

Mobile Banking App

Customer Mobile App : A user-friendly banking app that allows customers to check account balances, transfer funds, pay bills, and manage their finances securely from their smartphones.
Daily Collection Mobile App : This app simplifies daily cash collection and deposit processes for field agents. It enables real-time transaction updates, secure data entry, and automated reporting for hassle-free financial tracking.
B2C Management Mobile App : A business-to-customer (B2C) management app designed to facilitate direct interactions between businesses and clients. It includes order management, payment processing, and customer support features.
Daily Finance : A comprehensive finance tracking tool for businesses and individuals. It provides insights into daily income, expenses, and budgeting while offering automated calculations for better financial planning.
EMP Member App : Designed for employees to manage their work schedules, track attendance, and access salary-related details. It also facilitates communication between team members and management.
Chairman App : A specialized application for higher-level executives and decision-makers. It provides real-time financial reports, branch performance analytics, and remote authorization for key transactions.

Data Center

Our data center is Tier IV certified, ensuring the highest standards of redundancy, fault tolerance, and uptime. This certification guarantees:
1)Fully redundant power and cooling systems
2) No single point of failure
3)24/7 operational reliability for banking and financial institutions
Highest security-8 zone :
1)Biometric Access Control – Restricted entry with fingerprint and retina scan authentication
2)24/7 CCTV Surveillance – Continuous monitoring of physical and network security
3) Firewall & Intrusion Detection – Advanced cybersecurity measures to prevent unauthorized access
4) Data Encryption – End-to-end encryption to secure sensitive financial transactions
5)Disaster Recovery & Backup – Automated backup and real-time replication to prevent data loss
99.95% Uptime – Unmatched Reliability :
1)Redundant Power Supply – Backup generators and UPS to prevent power failures
2)Cooling Systems – Advanced cooling technology to maintain optimal server performance
3)Load Balancing – Efficient traffic management for uninterrupted banking services

Mobile P.O.S. – The Future of Cashless Transactions

Our Mobile POS (Point of Sale) solution enables businesses to accept digital payments seamlessly, ensuring secure, fast, and hassle-free transactions without the need for expensive hardware.

For cash-less shopping
UPI, Debit/Credit Cards, QR Code Payments
Wallet & Net Banking Transactions
Contactless NFC Payments
POS Mobile App for Businesses
Generate digital invoices instantly
Track sales, generate reports, and monitor transactions
Enable multi-user access for staff to manage payments
Instant Settlement – Quick Fund Transfers
Instant settlements to business accounts
Real-time transaction tracking for complete transparency
Automated reports for easy reconciliation
Works with Any Mobile Device
Runs on basic feature phones or smartphones
Requires no additional hardware – just a mobile network
Can be used by small merchants, street vendors, and large businesses
Smartphone Not Necessary
Small business owners
Rural vendors
Large retail chains

Seamless Fund Transfers with NEFT, RTGS & IMPS

Inward & Outward Fund Transfers Across India
NEFT (National Electronic Funds Transfer) – Ideal for batch-based transactions with secure settlement
RTGS (Real-Time Gross Settlement) – Immediate high-value fund transfers with instant settlement
IMPS (Immediate Payment Service) – 24/7 instant fund transfers, including weekends and holidays
Direct Inward Fund Transfers to Customer Accounts
Automatic fund credits directly to customer accounts without manual intervention
Faster settlement process, reducing delays in fund availability
Secure and compliant transactions aligned with RBI regulations
Host-to-Host Connectivity with Leading Sponsor Banks
Seamless transaction processing without manual file uploads
Real-time fund movement with minimal processing time
End-to-end encryption & compliance for secure transactions

E-Self Services – 24/7 Banking Convenience

24/7 Access – Anytime, Anywhere Banking
Non-stop banking services – Access your account 24/7
Secure transactions with multi-layer authentication
User-friendly interface for hassle-free operations
Balance Enquiry & Account Statement
Instantly check account balance through kiosks or mobile banking
Generate and print mini-statements & account statements on demand
View detailed transaction history in real-time
Deposit & Loan Scheme Information
Get updated details on fixed deposits, recurring deposits, and savings schemes
Check eligibility and interest rates for personal, home, and business loans
Download and print loan application forms & brochures instantly
Cash Deposit & Passbook Printing
Cash Deposit Machines (CDM) enable secure self-service deposits
Passbook Printing Kiosks allow customers to update passbooks without visiting the counter
Instant transaction processing ensures funds reflect in real-time
ATM as a Cash Dispenser
Quick cash withdrawals using debit or ATM cards
Secure PIN authentication for safe transactions
Multi-bank ATM support for cross-bank withdrawals

Loan Recovery & Digital Banking Solutions

Innovative & Unique Mobile Apps for Recovery
Automated reminders & notifications for defaulters
SGeo-tracking to monitor field agents in real-time
Mobile-based payment collection & digital receipts
Track Recovery Collection Efficiently
Real-time tracking of pending and collected amounts
GInstant data updates for field agents & bank officials
Detailed reports on borrower payment history
DeFollow-Up Monitoring for Better Compliance
GAutomated follow-up schedules with SMS & call reminders
Escalation alerts for overdue payments
AI-driven analytics for risk assessment
Automatic Transaction Posting
Seamless integration with core banking systems
Auto-posting of recovered amounts to customer accounts
Instant ledger updates, reducing manual workload
Complete Single View of All Recovery Actionsr
Centralized dashboard displaying borrower details, past payments, and outstanding amounts
Graphical insights & analytics for easy decision-making
Customizable reports for financial institutions

Green Channel Banking – Faster, Paperless & Contactless Transactions

Contactless & Paperless Transactions
No paperwork required – All transactions are digital
Eco-friendly banking – Reduces the use of paper for receipts and forms
Quick & secure processing – Enhances transaction speed with minimal manual intervention
Seamless Cash Deposits & Withdrawals
Customers can deposit and withdraw cash without filling out forms
Transactions are authenticated using debit cards or biometrics
Instant fund transfers between accounts
Self-Service Banking for Convenience
No need to visit the teller counter – Transactions are processed at self-service kiosks or ATMs
Real-time account updates – Instant reflection of deposits and withdrawals
Faster check-out time – Reduces wait time at bank branches
Secure & Efficient Banking
Biometric authentication & card-based access ensure high security
24/7 accessibility through ATMs and self-service kiosks
Transaction alerts via SMS and email for real-time updates

Mini ATM Machine

Own ATM network in closeup
Switch interface
Successfully implemented
Micro ATMs will be connected to the FI Switch and will allow the targeted beneficiaries to access their accounts at various Micro ATM centres.
In addition to their own branches, Banks will appoint multiple BCs / PACS to operate as Micro ATM centres. BCs / PACS are individuals or societies who work as bank agents in various geographies.
Cash Deposit/Withdrawal
Fund Transfer
Customers need to carry their Rupay Debit cards to the Micro ATM centres where the agents / correspondents will help / guide them for initiating / completing transactions.
The card is inserted into the Micro ATM device and transaction is initiated through ATM + PIN.
For Aadhaar-based transactions, finger print / biometric authentication has to be carried out. After successful authentication from UIDAI, the transactions will be completed and updated to the bank server. A receipt is issued to the beneficiary; also a beep prompt is provided as a third-level authentication.
Balance Enquiry
Service Request acceptance
Aadhaar Seeding
eKYC based saving account opening
Bill payment using BBPS
AEPS (On-us and Off-us Transactions):

Online Banking Services

Internet Banking
Balance Enquiry, account statement
Deposit and loan schemes information
Loan application status tracking
Draft request
Inter-branch fund transfer
Fund transfer to any bank India
24/7 Access