- Online OTP
In INB screen user selects the option “Online OTP” and then selects the option “Get Online OTP” in the Secure OTP App, INB sends the OTP to the application. This options mandates that user has internet connectivity in mobile. This OTP is entered in INB screen and transaction is authorized.
- Offline OTP
User selects “Offline OTP” option in INB transaction screen.
a. In INB screen a random number is shown in the transaction page.
b. In App user needs to enter the random number to generate an OTP.
c. OTP is entered in INB screen and validated.